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Credit Card
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Credit Card
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Accept credit cards while reducing your processing costs legally and transparently. Works with your current terminal or POS. No contracts. No setup fees.

  • Save 2%–4% on every credit card transaction

  • Fully compliant in all 50 states

  • Get paid next business day

  • Works with your current POS or card terminal

  • No contracts. No setup fees. No lock-in

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Takes 30 seconds. No pressure.

You’re Paying Too Much in Card Fees

Most businesses lose thousands every year to credit card processing fees.

Those fees quietly eat your margins, month after month.

With the right pricing setup and software, you can reduce or eliminate what you personally pay in processing costs while staying compliant and transparent with customers.

This isn’t about tricks.

It’s about using a smarter payment structure.

We change the way you get paid

With recent updates in payment rules and smarter checkout pricing, your business can recover card processing costs instead of absorbing them. Virex Payments helps you handle card fees transparently at checkout while offering a small discount to customers who choose to pay with cash.

Tranditional Payments

Credit/Debit Card

Payment Terminal

Charges 2,7%-3,5%

processing fee

Customer

Pays no fee.

Gets rewards points

Merchant

Receives 96% of sale amount

Virex Payments

Credit/Debit Card

Payment Terminal

Auto-calculates

3,99% fee

Customer

Pays small fee.

Still gets rewards points

Merchant

Receives 100% of sale amount

How It Works

1

Smart Pricing Setup

We set up your system so card processing costs are built into your pricing in a clear, compliant way.

2

Customer Choice

Customers can pay by card or cash.

Cash customers get a small discount.

3

You Keep More

Your processing costs drop.

More of each sale stays in your business.

About Virex Payments

We help business owners stop losing money on every card transaction.

Virex Payments is built for real-world businesses who want lower processing costs, fast deposits, and support that actually responds. No confusing contracts. No hidden fees. No tech headaches.

Our team handles your setup, training, and support so you can focus on running your business while keeping more of every sale.

  • Stop losing 2%–4% on every card sale

  • Works with your current POS or terminal

  • No long contracts or hidden fees

Why Businesses Switch to Virex Payments

Lower Your Processing Costs

Stop losing money on every card transaction. Protect your margins without changing how you sell.

Most processors quietly take 2%–4% from every card sale. That adds up fast and kills your margins over time.

Virex Payments gives you a smarter way to accept cards without letting fees eat into your revenue. You keep your setup simple, your checkout transparent, and more money in your business.

Lower Your Processing Costs

Stop losing money on every card transaction. Protect your margins without changing how you sell.

Works With Your Current Setup

Keep your POS or terminal. We plug into what you already use. No rip and replace.

Fast Setup, Real Support

We handle setup and training. If something breaks, you get real help, not ticket queues.

No Contracts, No Lock-Ins

Use it because it works, not because you’re stuck.

4 Powerful POS Options That Work With Virex Payments

Choose the setup that fits your business. All options support card, tap, and mobile payments, with fast deposits and built-in security.

Clover Flex

Portable POS for On-the-Go Sales

  • Accept all payment types (tap, chip, swipe)

  • Fast deposits to your bank

  • All-in-one handheld with WiFi + LTE

  • Manage sales anywhere

Best for:

Retail, food trucks, services

Clover Mini

Compact Countertop POS

  • Small footprint, big performance

  • Accept all payment types

  • Fast deposits

  • All-in-one system with WiFi + LTE

Best for:

Retail, grocery, quick-service restaurants

Clover Station Duo

Dual-Screen POS for Faster Checkout

  • One screen for staff, one for customers

  • Built-in receipt printer + cash drawer

  • Inventory, discounts, staff management

  • Supports contactless and offline payments

Best for:

Retail, counter-service restaurants, services

Clover Station

Full-Service POS for Busy Counters

  • Large 14” display

  • Fast order flow

  • Reliable, secure performance

  • Fingerprint login

Best for:

Full-service restaurants, services, retail

TESTIMONIALS

What others are saying

"Saved us serious money"

“Processing fees were eating our margins. The switch was smooth and the savings showed up fast. Support actually replies.”

- Retail Business Owner

"Setup was painless"

“We kept our POS, got live quickly, and customers understood the pricing right away. No drama.”

– Service Business Owner

“Would switch again”

“Clear pricing, fast deposits, and real support. Exactly what we wanted from a processor.”

– Restaurant Owner

Frequently asked questions

Got questions? We’re ready to help you find the answer.

What is Virex Payments?

Virex Payments is a payment processing solution that helps businesses recover card processing costs instead of absorbing them. You still accept all major cards, but your margins don’t get eaten by fees.

Is this the same as a surcharge?

No. This is fee-recovery with compliant checkout pricing. The pricing is clearly shown to customers at the point of sale, and cash payments receive a small discount. It’s transparent and follows current card network rules and state regulations.

Will my customers be upset about paying a small card fee?

Most customers are already used to seeing small card fees. When pricing is clear and fair, it rarely causes issues. Cash customers even benefit from a small discount, which many people appreciate.

How long does setup take?

Setup is quick. Most businesses are live within a few days. Our team handles configuration, training, and signage so you’re not figuring things out alone.

When do I get paid?

Deposits typically hit your bank account the next business day, so your cash flow stays healthy.

Are there contracts or setup fees?

No long-term lock-ins. No surprise setup fees. You stay because it works, not because you’re stuck.

Ready to Stop Losing Money on Card Fees?

Most businesses overpay for card processing without realizing it. See how much you could keep each month with smarter checkout pricing and transparent fees. It takes less than a minute to check.

Virex Payments is a registered payments provider. Payment acceptance subject to underwriting and approval.

All trademarks and logos remain the property of their respective owners.

© 2023 All Rights Reserved.

For inquiries and feedback, contact us at email: [email protected]